There’s no employer paying for sick days or vacation when you’re a freelancer — every day off is income you simply don’t earn. That’s not a reason to skip time off, but it’s worth knowing the actual number so it’s a deliberate decision rather than a surprise at tax time.
Cost of the days off
$0
| Cost per day | $0 |
|---|
Building this cost into your hourly rate from the start — by lowering your assumed billable days per year — means time off is already paid for instead of coming out of pocket after the fact.