How-To Guides
How to Add and Remove VAT From a Price
How to add VAT or sales tax to a price and how to work backwards to remove it, with formulas and examples.
How-To Guides
Step-by-step how-to guides that explain formulas and methods, from percentages and interest to paint, electricity and grades, each linked to a free calculator.
How-To Guides
How to Calculate the Number of Days Between Two Dates
Simple ways to count the days between two dates by hand, including how to handle months, leap years and business days.
How-To Guides
How to Calculate a Monthly Loan Payment
The loan payment formula explained step by step, with an example, and how term and interest rate change what you pay.
How-To Guides
How to Calculate BMI (Body Mass Index) for Adults
How to calculate BMI in metric and imperial units, what the adult categories mean, and the limits of BMI as a health measure.
How-To Guides
Credit Cards and Personal Loans for Bad Credit
“Bad credit” doesn’t mean no options — it means the standard options get more expensive and a few specific paths work better than others. Here’s what…
How-To Guides
Are Credit Card Rewards Taxable?
Most credit card rewards aren’t taxable income — but the one-sentence version of that rule hides an exception worth knowing, especially if you’ve ever taken a…
How-To Guides
Merchant Cash Advance: How It Works and Its Real Cost
A merchant cash advance isn’t technically a loan at all — it’s an advance against your future card sales, repaid automatically as a cut of each…
How-To Guides
Do Self-Employed People Need Workers’ Comp?
Workers’ compensation insurance is built around employees, not business owners — so if you’re a solo sole proprietor with nobody on payroll, you generally aren’t required…
How-To Guides
Does Being an Authorized User Build Your Credit?
Being added as an authorized user on someone else’s credit card can give your credit file a real jump-start — without you ever applying for a…
How-To Guides
Cyber Insurance for Small Business: What It Covers
Neither general liability nor professional liability insurance covers a data breach or a ransomware attack — those are specifically what cyber insurance exists for, and it’s…